Product Overview
VaultPlus™ is a high-yield, fixed-income investment note offered by Global Trust Mortgage Bank. It provides qualified investors with a secure, bank-backed return of 22% per annum, paid quarterly into their TrustWallet. The capital raised through VaultPlus™ is directly deployed into BUILDA™ construction loans—creating a secured income stream backed by real assets.
Key Features
- Fixed 22% per annum return, paid biannually (11% every 6 months)
- Minimum investment: ₦500,000
- Note can be used as collateral for overdraft facilities with GlobalTrust
- Digital onboarding and TrustWallet integration for real-time tracking
- Capital deployment into BUILDA™ construction finance projects


Eligibility & Subscription
Eligibility criteria and steps to invest include:
- ✓Individual or corporate investor with valid KYC (BVN, NIN, utility bill)
- ✓Minimum subscription of ₦500,000
- ✓Subscription only via the GlobalTrust digital platform or mobile app
Returns & Payment Terms
- ✓Fixed return: 22% per annum (11% semi-annually)
- ✓Payment frequency: Every 6 months directly to GlobalTrust TrustWallet
- ✓Minimum holding period: 24 months
Liquidity Overdraft Utility
VaultPlus™ holdings can be pledged as collateral for overdraft facilities on the GlobalTrust platform, subject to terms and conditions.
Risk Mitigation
Funds deployed from VaultPlus™ are used to finance real estate projects under BUILDA™—a milestone-monitored, collateral-supported loan product. Risk is mitigated via:
- ✓Project consultant certification
- ✓Developer equity contribution
- ✓Domiciliation of sales proceeds
- ✓Legal agreements and performance bonds


