VaultPlus

Invest Securely Build Wealth

Earn 20% Annually With A Secure Investment Backed By Real Assets And Transparent Returns

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Product Overview

VaultPlus™ is a high-yield, fixed-income investment note offered by Global Trust Mortgage Bank. It provides qualified investors with a secure, bank-backed return of 22% per annum, paid quarterly into their TrustWallet. The capital raised through VaultPlus™ is directly deployed into BUILDA™ construction loans—creating a secured income stream backed by real assets.

Key Features

  • Fixed 22% per annum return, paid biannually (11% every 6 months)
  • Minimum investment: ₦500,000
  • Note can be used as collateral for overdraft facilities with GlobalTrust
  • Digital onboarding and TrustWallet integration for real-time tracking
  • Capital deployment into BUILDA™ construction finance projects
Product UI 1
Product UI 2

Eligibility & Subscription

Eligibility criteria and steps to invest include:

  • Individual or corporate investor with valid KYC (BVN, NIN, utility bill)
  • Minimum subscription of ₦500,000
  • Subscription only via the GlobalTrust digital platform or mobile app

Returns & Payment Terms

  • Fixed return: 22% per annum (11% semi-annually)
  • Payment frequency: Every 6 months directly to GlobalTrust TrustWallet
  • Minimum holding period: 24 months

Liquidity Overdraft Utility

VaultPlus™ holdings can be pledged as collateral for overdraft facilities on the GlobalTrust platform, subject to terms and conditions.

Risk Mitigation

Funds deployed from VaultPlus™ are used to finance real estate projects under BUILDA™—a milestone-monitored, collateral-supported loan product. Risk is mitigated via:

  • Project consultant certification
  • Developer equity contribution
  • Domiciliation of sales proceeds
  • Legal agreements and performance bonds

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